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The company is one of the largest payment processors in the United States and is publicly traded on the New York Stock Exchange under “VNTV.” Vantiv entered the merchant services industry in 1991 under the name of Midwest Payment Systems, then changed its name to Fifth Third Processing Solutions in 2003, and then again changed its name in 2011 to Vantiv.

Since its founding, the company has acquired several other credit card processors and ISOs, including ACI Merchant Services, Card Management Corporation (CMC), TNB Card Services, National Processing Company (NPC), Mercury Payment Systems, “Element Payment Services, and, most recently, World Pay.

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The company’s corporate headquarters is located at 8500 Governors Hill Dr., Cincinnati, Ohio 54249, but Vantiv also has offices in Illinois, Indiana, and Texas. The company also markets heavily through large subsidiaries such as National Processing Company and World Pay as well as its banking partner Fifth Third Bank.

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It should also be noted that some of Vantiv’s sub-ISOs and subsidiaries have received a substantial amount of complaints.

We have not factored these complaints into this rating because it is unclear who is ultimately responsible in these cases.

Merchants are strongly encouraged to fully read and understand the terms of any merchant account agreement before signing any documents.

Note: We have adjusted this company’s BBB rating according to our own standards.

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